A frequent speaker, instructor, advisor and writer on credit risk and commercial banking topics and issues, Dev is principal of Devon Risk Advisory Group and engages in consulting, speaking and training on a wide range of risk, credit, and lending topics. As former SVP and senior credit policy off Read more
Participants will learn how to diagnose their own credit policies to identify any gaps, and if so, how to write practical and understandable policies that meet regulatory expectations for content. They will be able to implement and maintain the processes and procedures needed to ensure that their policies are kept current and accurate, are monitored for compliance with them by means of tracking exceptions to policies and resolving the reasons for the deviations, and are reviewed and approved annually by their boards of directors.
A well-crafted credit policy:
• Focuses the organization—everyone on the same page
• Reduces organizational conflict and confusion—priorities
• Minimizes need for rigid controls
• Supports commitment to the organizational vision and mission
Why Should You Attend:
Right or wrong, credit policy is the organization’s rule book for its credit risk management strategy, and it also reflects the organization’s credit culture. Both the market and the regulatory agencies expect the credit policy to be accurate, current, and succinct so that both line and credit have unambiguous and clear direction on how to identify, evaluate, underwrite, approve, book, and monitor creditworthy clients.
Course Outline:
• Basic topics and contents of credit policy
• Content expectations of regulatory agencies
• Tips on how to write credit policy
• Examples of typical credit policy guidance
• Credit policy standard format
• Policy exceptions and their role in credit risk management
• Indicators of the possible need for revision of credit policy
What You Get:
• Training Materials
• Live Q&A Session with our Expert
• Participation Certificate
• Access to Signup Community (Optional)
• Reward Points
Who Will Benefit:
• Credit Risk Managers
• Risk Managers
• Lenders
• Credit Analysts
• Chief Credit Officers
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